Social Security Taxes to Change Under New Bill: Here's Who's Impacted

Proposed Tax Elimination: A new bill seeks to eliminate federal taxes on Social Security benefits, allowing retirees to retain more of their income.

Current Taxation: Presently, up to 85% of Social Security benefits can be taxed, depending on combined income levels.

Income Threshold Adjustments: The proposal suggests raising income thresholds to $34,000 for single filers and $68,000 for married couples, reducing the number of beneficiaries subject to taxation.

Legislative Status: The bill has been introduced in Congress and is under consideration. Its passage would depend on legislative approval and subsequent implementation.

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Potential Impact: If enacted, many retirees, especially those with incomes near the current thresholds, would experience increased after-tax Social Security income.

Concerns: Critics express concerns that reducing taxation could strain the Social Security trust fund or increase the national deficit.

Next Steps: Retirees should monitor the bill's progress and consult financial advisors to understand potential personal impacts.

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